You are entitled to a free copy of your credit report once a year. When taking advantage of this opportunity, you should check to ensure accounts and descriptive details on your profile are accurate and dispute any discrepancies. If your credit score is low, strategize a restoration plan either on your own or with a repair specialist.  

Credit repair does work if you are getting the best advice tailored to your credit restoration needs and the changes are greater when you have an experienced individual working on your case. 

Anyone seeking to improve their credit profile can benefit from the advice and counseling with an  expert but there are instances when limitations make this difficult including time and financial situation. It is possible to restore your credit, removing derogatory  items, if the creditor does not adhere to credit laws that outlines what needs to be done and by when. However, if you have a certain type of account removed at one point in time, that doesn’t guarantee that similar items are going to be able to be removed,  even in the same circumstances. A combination of knowledge of the laws, strategy, and timing exists in credit restoration. It also depends on your particular situation.

Credit repair is often given a bad representation by companies promising results without delivering or by using a one-size-fits-all approach for each client. We adhere to the laws laid out in the Federal Fair Credit Reporting Act and use this as the foundation to credit restoration. We also practice transparency in every step of the process with each client to make them feel comfortable and secure. The effectiveness of the credit restoration depends not only on techniques and strategies used by a specialist, but also the clients’ cooperation and commitment. It’s a team effort and we’re all in to make your financial goals a reality.